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Accounts Receivable Factoring for Business

One of the challenges of working with customers is that they can usually take 30-120 days to pay their invoices.  Offering generous payment terms is a common industry practice businesses utilize to remain competitive.  The problem is that not every business can afford to wait that long for payment.  Many small businesses have obligations that need to be met regularly, such as raw material purchases, payroll, taxes etc...  Not paying any of these expenses on time could lead to serious problems.  This situation can put your business in an awkward position where your company is juggling customer payments in order to make ends meet.

For many companies a better solution is to accelerate their revenues using invoice factoring.  Accounts receivable factoring provides an advance to your company using your slow paying invoices as collateral.  Factoring provides the liquidity that your company needs to operate with confidence.  More importantly, because we function as your credit department, it minimizes the payment concerns about offering terms to customers, enabling you to focus on sales.

To deploy an invoice factoring solution you will need to first fill out an application with American Capital Services.  ACS will handle the credit review of your customers, provide funding advances, and will settle transactions once your customers pay.  Note that your customers will pay on their usual schedules.  Your company can use accounts receivable factoring to streamline its cash flow and improve operations.

As opposed to a traditional bank loan, invoice factoring is relatively easy to obtain.  There are no onerous collateral requirements; however your customers must have good credit.  This is very important because invoice factoring is based on your customers' ability to pay their invoices.

One of the biggest advantages to accounts receivable factoring with ACS is that it is flexible and can grow as your business grows.  This enables your sales team to focus on growing your business rather than worrying about their payment cycle.  Invoice factoring is a great solution if your business has cash flow problems due to slow paying customers.

In today's economy, steady cash flow can make or break your company's growth and day-to-day operations.

With our invoice and accounts receivable factoring services, ACS can help turn your unpaid invoices or accounts receivable assets into cash - With no liability to your company, no change in ownership, and no future debt to repay.

American Capital Services
Phone: 866-450-8015
Copyright American Capital Services 2013 , all rights reserved.
What our customers
are saying about
American Capital Services

"I got tired of waiting 90 days for invoices.  I decided to focus my time on my business, and let ACS be my A/R department".

Owner, Mobile Lab Business

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